Tim has over 30 years of commercial lending experience. He is responsible for overseeing our commercial loan portfolio and managing our commercial lenders, portfolio manager, credit analyst, and lending assistant. Tim believes that banking is about people and developing relationships and is proud to lend locally and reinvest resources in the communities the bank serves through programs such as equipment financing, working capital lines of credit, and commercial real estate. The bank also partners with the Small Business Administration (SBA) to provide programs such as the SBA 504, Express Loans, and the SBA 7a business acquisition funding program. Tim currently serves as Chairman of the Board of Directors for the Dover Business and Industrial Development Authority and is also Chairman of the Board of Directors for the Strafford Economic Development Corporation.